Brian E. Smolsky State Certified Real Estate Appraiser

RESUME

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PROFESSIONAL MEMBERSHIPS

• APPRAISAL INSTITUTE
• NATIONAL ASSOCIATION OF REALTOR'S
• PENNSYLVANIA ASSOCIATION OF REALTOR'S
• GREATER SCRANTON BOARD OF REALTOR'S

EDUCATION / DESIGNATION / CERTIFICATION / LICENSE / INSURANCE / EXPERIENCE

• SREA COURSE 101 (1987)
• SREA COURSE 102 (1988)
• PENN STATE UNIVERSITY - REAL ESTATE INVESTMENT
• PENN STATE UNIVERSITY - REAL ESTATE LAW
• PENN STATE UNIVERSITY - REAL ESTATE FUNDAMENTALS
• PENN STATE UNIVERSITY - REAL ESTATE PRACTICES
• UNIVERSITY OF SCRANTON - REAL ESTATE APPRAISAL
• SRA DESIGNEE - SENIOR RESIDENTIAL APPRAISER
• STATE CERTIFIED RESIDENTIAL APPRAISER (RL-00273-L)
• LICENSED REAL ESTATE BROKER (RB-045568-A
• LIABILITY INSURANCE THROUGH STAR INSURANCE CO.
• SELF EMPLOYED AS FULL TIME REAL ESTATE APPRAISER SINCE 1987

APPRAISAL SEMINARS COMPLETED SINCE 1996

• PROFESSIONAL'S GUIDE TO THE UNIFORM RESIDENTIAL APPRAISAL REPORT
• LAW UPDATE
• REQUIRED 2-HOUR PA APPRAISER LAW UPDATE
• THE NEW SCOPE OF WORK RULE: A COMMON SENSE APPROACH
• UNDERSTANDING REAL ESTATE APPRAISAL REVIEW
• UNDERSTANDING REAL ESTATE TAXES
• NATIONAL UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICES
• MANUFACTURED HOUSING: WHAT THE REAL ESTATE PROFESSIONAL REALLY NEEDS TO KNOW
• SCOPE OF WORK: PRACTICAL AND SENSIBLE DAILY APPLICATIONS
• MANDATORY PENNSYLVANIA APPRAISER LAWS UPDATE
• TREND 1 - INTRODUCTION TO USING SIMPLE TREND ANALYSIS IN THE REAL ESTATE PROFESSION
• 2004 USPAP UPDATE
• BUSINESS PRACTICES AND ETHICS
• RISK REDUCTION PROGRAM FOR REAL ESTATE APPRAISERS
• USPAP 2003 UPDATE
• COURTHOUSE DATA STATISTICAL ANALYSIS
• PA ASSESSMENT LAW AND PROCEDURES
• REGRESSION ANALYSIS IN APPRAISAL PRACTICE
• INTERNET SEARCH STRATEGIES FOR APPRAISERS
• RESIDENTIAL PROPERTY CONSTRUCTION
• HIGHEST AND BEST USE AND INVESTMENT ANALYSIS
• CONTEMPORARY LEGAL ISSUES
• REAL ESTATE FINANCE
• STATE APPRAISERS LAW UPDATE
• FHA AND THE APPRAISAL PROCESS
• PENNSYLVANIA APPRAISAL STATUSES, REGS & POLICIES
• USPAP '99 - REVIEW AND UPDATE
• STANDARDS OF PROFESSIONAL PRACTICE, PART C
• SUPPORTING SALES COMPARISON GRID ADJUSTMENTS
• REGRESSION ANALYSIS: THE APPRAISAL APPROACH OF THE FUTURE
• ALTERNATIVE RESIDENTIAL REPORTING FORMS
• FAIR LENDING AND THE APPRAISER
• FUNDAMENTALS OF RELOCATION APPRAISING
• USPAP 2001 UPDATE
• BASICS OF HOME CONSTRUCTION AND INDOOR AIR QUALITY (MOLD)
• FAIR HOUSING AND RELATED LEGAL ISSUES
• APPRAISAL OF TIMBER AND TIMBERLANDS
• ADVANCED RESIDENTIAL SALES COMPARISON TECHNIQUES

APPRAISALS MADE FOR

• CONVENTIONAL MORTGAGES
• FHA MORTGAGES
• REVERSE MORTGAGES
• HOME EQUITY LOANS
• ESTATE
• RELOCATION
• DETERMINE LISTING PRICE
• DETERMINE PURCHASE PRICE
• PMI CANCELLATION
• TAX PURPOSES
• LEGAL DISPUTES
• DIVORCE
• BAIL BOND

APPROVED APPRAISER FOR

• AG CHOICE
• CENTERBANK MORTGAGE
• CITIZENS SAVINGS
• CITY MORTGAGE
• CHASE
• CHEMICAL BANK
• COMMUNITY BANK N.A.
• CONTI MORTGAGE
• COUNTRYWIDE
• DIME BANK
• EXPRESS FINANCIAL
• FIDELITY DEPOSIT
• FIRST HORIZON HOME LOAN
• FIRST LIBERTY BANK
• FORD CONSUMER
• GMAC MORTGAGE
• GREENPOINT MORTGAGE
• GUARANTY RESIDENTIAL LENDING
• H&R BLOCK
• HONESDALE NATIONAL
• INDYMAC BANK
• LA MORTGAGE
• LANDSAFE
• LENDING TREE
• LINCOLN SERVICE CORP
• LOAN AMERICA
• LSI
• MARDER & ASSOCIATES
• MCORMACK MORTGAGE SERVICES
• MORTGAGESTAR
• NAVY FEDERAL CREDIT
• NEW YORK MORTGAGE CO
• NORTH AMERICAN MTG
• PNC MORTGAGE
• PENNSTAR BANK
• PUBLIC MORTGAGE
• RELS
• RESOURCE ONE MTG
• RRREVIEW
• SUNSET MORTGAGE
• WASHINGTON MUTUAL
• WAYNE BANK
• WELLS FARGO